USDA Loans Made Simple

USDA Loans Made Simple

A Mortgage Experience Made for Real People

Could a USDA Loan Be For You?


A mortgage experience made for real people

There are multiple types of loans buyers can apply for under a USDA loan and all fall under three main categories:

Home Improvement Loans and Grants: these can be combined and offer buyers financial help up to 27,500 to upgrade or repair their homes in rural areas. 

Direct loans: Geared towards low income borrowers, these loans have interest rates as low as 1%.

Loan guarantees: The most standard option. The USDA backs loans given by lenders with low interest rate and low to no down payments.

Marc Mitchell Photo

Where Is It From?

USDA loans are backed by the U.S. Department of Agriculture

For Who?

These loans are designed for those who live in rural areas, often with livestock (but not required), and who make a living wage on the low to average side with credit scores in the mid six-hundreds or higher.

What Qualifies as USDA?

97% of the United States is USDA eligible so don’t be discouraged thinking your desired area may not qualify.

Do You Qualify?

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