VA Loans for Service Members, Veterans, or Surviving Spouses

VA LOANS

Are you a service member, veteran, or surviving spouse? A VA Loan could make your home ownership dreams come true.

Why a VA Loan?

VA loans are very popular because they require no down payment and have low interest rates — truly a great deal. Additionally, VA loans have lower closing costs which can save buyers a lot of money!

Length

VA Loans are typically offered in 15 year loans or longer because the goal is to offer those who are serving or have served our country, long term stability.

Credit

While the US Department of Veteran Affairs has no required down payment or credit score — most lenders who work with VA loans do require a credit score in the mid 500’s or higher.

Different Types

VA purchase loan 
VA cash-out refinance (mostly used to pull cash out of the home for equity!)
Loans that give the ability to renovate (similar to refinancing)
VA streamline refinance (no cash out, but lower interest rates)

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